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Secure Link: How we Reached 56% Confirmations

Secure Link: How we Reached 56% Confirmations

The image featured at the top of the about us page #1
The image featured at the top of the about us page #1
The image featured at the top of the about us page #1
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The image featured at the top of the about us page #2
The image featured at the top of the about us page #2

Problem

Only 25% of users confirmed their debt settlement offer. They had 48 hours to decide — a legal and emotional window with no room for delay.

The target: push confirmations to 45%.

Research

We reviewed behavior and session videos, and started with a hypothesis:
What if users don’t understand the offer?

Prototype

We redesigned the offer screen: better structure, simpler language. It helped.
Confirmations went up to 40%.

The image featured at the top of the about us page #1
The image featured at the top of the about us page #1
The image featured at the top of the about us page #1
The image featured at the bottom of the about us page
The image featured at the bottom of the about us page
The image featured at the bottom of the about us page

Research again

We were close to our 45% goal.
Just 5% to go. But like the last 5 lbs, it was the hardest to move.

Research showed: 10% of users never registered.
Not by mistake — by choice.
They felt overwhelmed. Avoided logins.

So we asked:
What if they didn’t need the portal at all?

New Prototype

We built Secure Link:
A personalized email that logged the user in automatically.
and led to a one-step confirmation page. It took less than a week to test and roll out.

No portal. No login. Just: open → confirm.

The image featured at the bottom of the about us page
The image featured at the bottom of the about us page
The image featured at the bottom of the about us page

Outcome

Confirmation jumped to 47%

  • After a small timing tweak → 56%

  • Support tickets dropped

  • Low-tech users finally completed the flow.

Learning

  • People don’t avoid action. They avoid friction.

  • The best Design often looks like no Design at all.